

Therapy is an invaluable investment that can benefit you for a lifetime. Mental health and wellness should not be treated any differently than physical healthcare and some may argue it’s even more important.​
No Surprise Act Disclosure & Good Faith Estimate 2024
How much does therapy cost?
The cost of therapy will vary depending on which therapist you are seeing. We have a variety of different therapists who offer many affordable therapy options. If you would like to select a therapist by cost, please complete the Appointment Request Form below, where you can see the different rates based on the experience of the therapist.
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Do you have any therapists that are in-network with insurances?
Yes! If you are meeting with a LPC or LCSW, they will be in-network with most insurances including Aetna, Blue Cross Blue Shield, Cigna, and United Healthcare and many more. *Please note there may be some exceptions to specific plans within an insurance company.
We CANNOT take Medicaid plans of any kind. Only a couple of our providers can accept Medicare plans.
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LMFT, PLPC and interns will NOT be able to accept insurances at this time. However, please keep in mind that depending on your insurance benefits, the cost of therapy may be similar to or better than it would be if you had used your insurance. This is particularly true if you have a deductible you would need to meet if you used insurance.
Do you have any therapists that offer reduced rates?
Yes!
We have therapists who are currently under supervision who can offer significant savings over traditional therapy costs. Provisionally Licensed Professional Counselors offer a sliding scale based on household income and household size. If you would like to see what rate you would qualify for if you were to see a Provisionally Licensed Professional Counselor, please complete the Request for Sliding Scale form below.
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Does insurance cover the cost of therapy?
Depending on the therapist you are seeing, the type of therapy session you do and your specific plan benefits, your insurance may reduce or cover some or all of the cost. Most insurance companies have mental health coverage for individual therapy, some plans cover family therapy, and a few plans cover couples counseling. If you are seeking counseling for a type of therapy that is not covered under your insurance plan, then you will not be able to use your insurance and you would need to be a self-pay client.
Should I use my insurance for mental health therapy?
Some of our clients prefer to keep their medical records more private and choose to self-pay for all sessions, so their therapy is not on file with their insurance company. Others prefer to use their mental health insurance benefits to help with the cost of therapy and are comfortable with their insurance having access to their medical records, if requested. Whatever your preference, we are here to support you.
Does insurance cover teletherapy?
To be eligible for telehealth, you must be a Missouri resident to see a therapist who is licensed in the state of Missouri. Not all insurances will cover teletherapy. However, due to the national state of emergency caused by the corona virus, most insurances are at least temporarily covering telehealth sessions with similar benefits as we would expect to see for in-person sessions.
How do I know my insurance benefits for counseling?
As a courtesy, if your therapist accepts insurance, we will contact your insurance company to obtain a benefits quote. This will give you an estimate of what each counseling session will cost at our office. All anticipated costs are due at the beginning of each session. While we strive to provide accurate quotes, please note that insurance companies do not guarantee these estimates. Your final cost will depend on the actual payment made by your insurance.
How is my insurance billed for my counseling sessions?
As a courtesy, if you’re seeing a therapist who accepts insurance, our office will file all therapy claims with your insurance company on your behalf. We will also notify you if any issues arise with your insurance. However, it is your responsibility to contact your insurance company regarding coverage, payments, authorizations, and to update your information with them. Failure to do so may result in reduced benefits or your insurance refusing to pay. Please note, we cannot file insurance claims for therapists who do not accept insurance.
If you ever have questions about your account, feel free to contact your insurance company directly or call our office and speak with one of our wonderful secretaries, who will be happy to assist you.